Insurance VIN problem

romka7 · 04-14-2008, 06:43 PM

After talking to numerous insurance companies none of them seem to be able to decode VIN for my 135I as a result I don't think they are actually giving me correct quotes. Anyone else having same problems?

SCA1 · 04-14-2008, 06:59 PM

Yes, I had a similar problem....I had to get AAA an actual 135i VIN number for them to give me a quote. Not my VIN, since I didn't yet have it at the time, but one I got off a dealer website for one of their inventory cars. AAA told me that it's because the cars are so new and this is the first model year.

ruffstik · 04-14-2008, 07:10 PM

Guess I'm having the same problem. My agent ending up getting me insurance through Pekin insurance and when the policy came in the mail today I saw that the car listed was 4dr 328i. I called my agent and he told me that if my VIN listed on the policy is correct then I should have no problems, he told me that since the car is so new they may not have their systems updated for while.

Mad Dragon · 04-14-2008, 07:40 PM

My MK5 GTI was listed as a 20th AE GTI on my insurance for a while.

BMW Dreamer · 04-14-2008, 07:45 PM

Same problem here. They used a quote from a 325i ??? They said the quote they gave me would be very close. About $95 a month.

FreeBMW.net · 04-14-2008, 07:48 PM

My insurance card says "BMW 35I 2door" but the VIN is correct so I am not worried

Sherifftruman · 04-15-2008, 07:53 AM

Yep, insurance companies are the last to know about new cars it seems. The only way to add my MINI to my poolicy at the time was to list it as a BMW and the model was MINI. They had no place left for differentiation between the standard MINI Cooper and the Cooper S, so I probably got a break on rates for a while.

Akien · 04-15-2008, 08:48 AM

I have 335i listed on my insurance card now. But I have called and they made the correction it on their end. The CSR told me as long as the VIN is correct I have nothing to worry about.

Actually I had a similar issue when I applied for my car loan. The guy from the bank never heard for the 1 series before and the VIN didn't give him much info. So he actually called my dealership to make sure that car exists

04-14-2008, 06:43 PM	#1
romka7 Private 2 Rep 85 Posts Drives: Join Date: Jan 2008 iTrader: (0)	Insurance VIN problem After talking to numerous insurance companies none of them seem to be able to decode VIN for my 135I as a result I don't think they are actually giving me correct quotes. Anyone else having same problems? __________________ 135i Alpine White, Taupe 'ette, Sport Package, Convenience Access. 0-60 in 4.7 sec PRICELESS!
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04-14-2008, 06:59 PM	#2
SCA1 Private First Class 4 Rep 185 Posts Drives: 911 coming soon... Join Date: Mar 2008 Location: SF Bay Area iTrader: (0)	Yes, I had a similar problem....I had to get AAA an actual 135i VIN number for them to give me a quote. Not my VIN, since I didn't yet have it at the time, but one I got off a dealer website for one of their inventory cars. AAA told me that it's because the cars are so new and this is the first model year.
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04-14-2008, 07:10 PM	#3
ruffstik Pirate 56 Rep 692 Posts Drives: 2025 M2 G87 - on the list Join Date: Mar 2008 Location: Wisconsin iTrader: (0) Garage List 2008 135i [9.50]	Guess I'm having the same problem. My agent ending up getting me insurance through Pekin insurance and when the policy came in the mail today I saw that the car listed was 4dr 328i. I called my agent and he told me that if my VIN listed on the policy is correct then I should have no problems, he told me that since the car is so new they may not have their systems updated for while.
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04-14-2008, 07:40 PM	#4
Mad Dragon . 27 Rep 932 Posts Drives: 2010 GTI Join Date: Mar 2008 Location: MD iTrader: (0)	My MK5 GTI was listed as a 20th AE GTI on my insurance for a while.
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04-14-2008, 07:45 PM	#5
BMW Dreamer Colonel 72 Rep 2,387 Posts Drives: Modded 06 TL Manual Join Date: Apr 2008 Location: Northern IL. iTrader: (0)	Same problem here. They used a quote from a 325i ??? They said the quote they gave me would be very close. About $95 a month.
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04-14-2008, 07:48 PM	#6
FreeBMW.net Second Lieutenant 27 Rep 283 Posts Drives: 2008 BMW 135i Join Date: Sep 2008 Location: Michigan, USA iTrader: (1)	My insurance card says "BMW 35I 2door" but the VIN is correct so I am not worried
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04-15-2008, 07:53 AM	#7
Sherifftruman Second Lieutenant 3 Rep 295 Posts Drives: Join Date: Aug 2007 iTrader: (0)	Yep, insurance companies are the last to know about new cars it seems. The only way to add my MINI to my poolicy at the time was to list it as a BMW and the model was MINI. They had no place left for differentiation between the standard MINI Cooper and the Cooper S, so I probably got a break on rates for a while.
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04-15-2008, 08:48 AM	#8
Akien Private 1 Rep 50 Posts Drives: 15 AY M3 Join Date: Jan 2009 Location: Chi-Town iTrader: (0)	I have 335i listed on my insurance card now. But I have called and they made the correction it on their end. The CSR told me as long as the VIN is correct I have nothing to worry about. Actually I had a similar issue when I applied for my car loan. The guy from the bank never heard for the 1 series before and the VIN didn't give him much info. So he actually called my dealership to make sure that car exists
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